Online Google Dictionary

overdraft 中文解釋 wordnet sense Collocation Usage
Noun
/ˈōvərˌdraft/,
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overdrafts, plural;
  1. A deficit in a bank account caused by drawing more money than the account holds


  1. a draft in excess of the credit balance
  2. An overdraft occurs when withdrawals from a bank account exceed the available balance. In this situation a person is said to be "overdrawn".
  3. Overdrafting is the process of extracting groundwater beyond the safe yield or equilibrium yield of the aquifer.
  4. The act of overdrawing a bank account; The amount overdrawn; The maximum amount that may be overdrawn
  5. (Overdrafts) A tool to aid cashflow by a bank providing a reserve of easily accessible money to meet any shortfall in working capital. The facility is usually repayable "on demand" which means whenever the bank demands. ...
  6. (Overdrafts) Joy covers all shortages with humor. Think of them as over-laughs. Due to our No-Bounce Policy, they don’t occur here
  7. An agreement with your bank to spend more money than you actually have in your account. As you are borrowing money from the bank, there can be a charge for this service. You must be 18 years or over to have an overdraft. ...
  8. Provision of instant credit by a lending institution.
  9. n. deficit in a bank account caused by withdrawing more money than is paid in
  10. A prearranged facility that allows bank accountholders to have a negative balance on their bank accounts – thereby effectively borrowing money from the bank. Generally, you will be charged a set fee for the provision of an overdraft facility. ...
  11. A pre-arranged limit to which a person can exceed an account balance.
  12. a facility (usually at a bank or other financial institution) enabling an account holder to borrow up to an agreed amount and often for an agreed time.
  13. Borrowings from your current account.
  14. A term used to indicate when an item such as a check, Debit Card purchase or other transaction presented for payment is paid even though the available balance in your deposit account is less than the amount of the item, thereby creating an overdraft (or negative balance) in your account. ...
  15. A check written for more money than is currently in the account. If the bank refuses to cash the check, it is said to have "bounced."
  16. The pumping of water from a groundwater basin or aquifer in excess of the supply flowing into the basin: This pumping results in a depletion or "mining" of the groundwater in the basin.
  17. when withdrawals exceed deposits
  18. a shortage in a bank account caused by taking out more money than you had in the account. Banks will allow good customers to make overdrafts for a short time, but they charge fees and interest for the service.
  19. This notation appears when expenditures and encumbrances exceed the appropriation amount by budget category. This notation can also appear at the direct cost, indirect cost or fund/activity total level.
  20. An amount of money, which a business can borrow against when it needs capital. Often accessed by check, ATM or business card.
  21. A check written without sufficient money in an account to cover it
  22. A predetermined credit limit from a bank.
  23. A temporary arrangement whereby the bank agrees to honour payment of your cheques even there is not enough money on deposit to cover it.
  24. When there are insufficient funds in an account to cover withdrawals or outstanding checks, a fee is assessed. Most financial institutions offer overdraft protection in the form of another account, such as savings, or a line of credit.
  25. Overdraft refers to a lack of sufficient funds to cover the full amount of a check.